Cashflow Solution
What Is Invoice Factoring?
Invoice factoring is a fast way for businesses to turn unpaid invoices into immediate cash.
Instead of waiting 30–90 days for customers to pay, FactorFi gives you an advance on those invoices so you can keep your business running smoothly.
Experience
How FactorFi Invoice Factoring Works
01
You submit an invoice for completed work.
02
FactorFi advances 80-90% of the invoice amount—often the same day.
03
Your customer pays the invoice to FactorFi.
04
FactorFi sends you the remaining balance, minus a small fee.
This gives your business immediate working capital without taking on debt.
Cash Acceleration
Why Businesses Use Invoice Factoring
Instant cash flow to cover payroll, suppliers, and daily operations
No loans, no new debt, no long bank approval processes.
Easier approval than traditional financing—based on your customers’ credit, not yours.
Helps growing companies that need steady cash to take on more work.
Reduces collection stress, since FactorFi helps manage payment follow-up.
Professional Services
Who Benefits From Invoice Factoring?
Invoice factoring is perfect for B2B companies that invoice clients on net-30, net-60, or net-90 terms.
Industries that commonly use it include:
- Staffing & recruiting agencies
- Construction & contractors
- Cleaning & maintenance services
- Manufacturing & distribution
- Consulting & business services
- Any business with slow-paying customers
- National retailers
- Trucking & transportation
- Wholesale distribution
No Surprises
How Much Does It Cost?
Factoring fees as low as 0.90% depending on:
Your customers’ credit strength
Invoice volume
Payment terms
Industry risk
Whether you use factoring occasionally or consistently
What’s Needed
Requirements to Get Started
Getting approved with FactorFi is simple. You typically need:
- A valid business entity & tax ID
- Invoices for completed work
- Customers with good credit records history
- Business bank account
- Accounts receivable aging report
Why Choose FactorFi?
- Fast funding to keep your business moving
- Transparent fees
- Flexible solutions (spot, recourse, or non-recourse)
- Personalized support
- Ideal for small and medium businesses needing reliable working capital
Fast Funding
Get Working Capital When You Need It Most
Invoice factoring allows you to unlock the money already tied up in your receivables—so you can grow faster, take on more clients, and avoid cash-flow delays.